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Like most states, Colorado requires automobile owners to carry liability insurance. This insurance is designed to cover bodily injury and property damage suffered by others in an accident caused by the insured. Unfortunately, the minimum liability insurance required by law is not always sufficient. Liability insurance may not fully cover extensive medical treatment and other losses caused by serious or catastrophic accidents.
If you or your loved one has been seriously injured by an underinsured driver, contact The Fang Law Firm. Our experienced Denver underinsured driver accident lawyers will pursue every possibility to recover full and fair compensation for your losses.
Insurance companies make a profit by minimizing the amounts they pay out in claims. It is unlikely that the insurance company will voluntarily pay for the full amount of your damages. Tactics may involve denying your claim or pressuring you to accept a settlement for less than what it is worth.
Our experienced Denver underinsured driver accident attorneys can investigate your accident, review current and future medical needs related to your injuries, and fully assess the value of your case. Our car accident attorneys can protect your rights, negotiate skillfully with insurance companies on your behalf, and fight for the compensation you deserve in court, if necessary.
As stated by the Colorado General Assembly, automobile owners in the state are required to carry the following liability insurance coverage:
This coverage may be enough to cover the costs involved in traffic crashes causing minor injuries. For accidents that cause catastrophic injuries, it may fall far short of covering medical expenses alone.
If you have been hurt by an underinsured driver, our Denver underinsured driver accident attorneys will pursue every avenue for recovering compensation. Drivers are well advised to carry uninsured and underinsured motorist coverage to protect themselves and their families.
If your injuries are serious and the at-fault driver is carrying only the mandatory liability insurance, you may be able to file a claim with your own insurance company for compensation related to your injuries. Your underinsured motorist insurance should cover the difference between the at-fault driver’s bodily injury policy limits and your underinsured motorist policy limits.
It is bad enough being injured in a traffic accident caused by the negligence of another driver. It is even worse when the at-fault driver does not have adequate insurance to cover your losses. At The Fang Law Firm, our Denver underinsured driver accident lawyers are tough advocates for injured people. Contact us if you have been hurt in a crash caused by an underinsured driver.