Consumers believe that insurance companies are there to provide protection and assistance when bad situations occur. The truth is that insurance companies exist to make a profit. If your insurer has unreasonably failed to investigate your claim, call The Fang Law Firm as soon as possible. Our Denver failure to investigate claims attorneys are dedicated to protecting consumers and holding negligent insurance companies accountable.
If your insurer has breached its duty by failing to investigate your claim, our experienced Denver failure to investigate claims lawyers can write a formal bad faith letter to the insurance company. The purpose of this letter is to:
If we send a bad faith letter and attempt to negotiate, but the insurance company continues refusing to pay a valid claim, we may advise you to bring a civil action against your insurer.
Failure to investigate is a form of insurance bad faith. The insurance company has a duty to:
In a situation involving failure to investigate, the insurance company may outright deny a claim without having first performed a basic investigation. For example, in the case of an auto accident claim, an insurer might make the decision to deny the claim without first interviewing witnesses or obtaining crash report information concerning the accident.
When you file a claim for covered property damage, your insurance provider should send an adjuster to investigate your claim and estimate the amount owed to you by the insurance company. Duties of an insurance adjuster include:
This investigation is critical to your receiving a settlement for your damages. If your insurer fails to send an adjuster to conduct an investigation and denies your claim or reduces the amount, you have grounds to take legal action based on insurance bad faith.
Insurance companies have a duty to promptly investigate and payout for valid claims under their policyholders’ contracts. If you have been a victim of insurance bad faith in the form of failure to investigate, contact The Fang Law Firm in Denver right away. Our Denver failure to investigate claims lawyer have extensive experience in dealing with insurance companies and protecting our clients’ rights.