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Steps Of A Bicycle Accident Claim..

Written by Remington Fang

July 4, 2025

A bicycle accident can turn your day and your life upside down. Between physical injuries, medical bills, and the stress of what to do next, the situation often feels overwhelming. That’s why injured cyclists in Denver rely on Fang Accident Lawyers. We help our clients pursue fair compensation while making the legal process easier to understand and manage.

Every bicycle accident claim begins with understanding your rights. What often matters just as much is having experienced support from the very beginning. We offer practical guidance, clear communication, and personal attention in every case. Our team is here to remove confusion and help you move forward with confidence.

bicycle accident claim

How to File a Bicycle Accident Claim?

Filing a claim begins by gathering as much information as possible from the accident scene. From there, you’ll need to document your injuries and damages to establish liability and pursue compensation.

Here’s what to do:

  • Get immediate medical care even if injuries seem minor. Adrenaline may mask symptoms.
  • Call the police and request a copy of the accident report to ensure the incident is officially documented.
  • Collect contact information from any witnesses and all parties involved, as their accounts may be crucial.
  • Take photos of the scene, your bicycle, any involved vehicles, and visible injuries
  • Notify your insurance company promptly, but avoid giving a recorded statement without consulting legal counsel.
  • Track all expenses and medical treatment to build a comprehensive picture of your damages.
  • Consult a bicycle accident lawyer early in the process to ensure your rights are fully protected and to prevent insurance companies from offering a lowball settlement.

We file your claim by building a case supported by medical records, witness statements, and police reports. Then, we negotiate with insurers or move toward litigation if necessary.

Damages in a Bike Accident Claim

Colorado law allows injured cyclists to recover compensation for economic and non-economic damages. These may include medical bills, lost income, diminished future earnings, bicycle repairs, pain and suffering, emotional distress, and the loss of enjoyment of life. Each of these plays an important role in helping clients move forward after an accident.

According to Colorado Revised Statute §13-21-102.5, courts must consider the nature, extent, and duration of injuries and adjust for inflation in cases involving pain and suffering. Non-economic damages are capped under this statute, but exceptions apply in cases of permanent impairment or wrongful death.

To make a bike accident claim, you must demonstrate the following:

  • The driver owed a duty of care to operate their vehicle safely and responsibly
  • The duty was breached through negligent or reckless actions, such as speeding or failing to yield
  • The breach directly caused your injuries and contributed to the crash
  • You suffered actual damages, including medical costs, lost wages, or pain and suffering, that can be documented and proven

National Trends

Cyclist safety continues to be a concern nationwide. According to the National Safety Council, over 1,000 cyclists are killed and more than 300,000 are injured annually in the U.S. Injuries often result from distracted drivers, intersection collisions, or failure to yield. These numbers highlight a persistent risk that affects cyclists of all ages, regardless of experience level or location.

The need for increased driver awareness, better infrastructure, and stronger legal advocacy has never been greater. As biking grows more popular in cities like Denver, protecting cyclists must remain a top priority in both prevention and accountability.

How Long Can It Take a Bicycle Accident Claim to Settle?

The timeline can range from several months to over a year. A variety of factors influence how long it takes, including the severity and clarity of your injuries, the complexity of liability issues, the willingness of insurers to offer a fair settlement, and whether litigation becomes necessary.

In Colorado, the statute of limitations for personal injury claims, including bicycle accidents, is two years from the date of the accident, per C.R.S. §13-80-102.

Claims typically follow this progression:

  • Initial treatment and documentation (0 to 3 months): This phase includes getting immediate medical care, monitoring your recovery, and collecting important records like bills, receipts, and treatment notes.
  • Investigation and claim preparation (1 to 6 months): Your legal team gathers evidence such as police reports, photographs, and witness statements to build the foundation of your case.
  • Negotiation phase (2 to 9 months): Attorneys work to reach a fair settlement based on the evidence and an accurate assessment of your damages.
  • Litigation, if required (6 to 18 months or longer): If settlement talks fail, the case may proceed to court, which adds time for discovery, hearings, and trial preparation.

To avoid delays, timely documentation and legal representation are key.

How May a Bicycle Accident Attorney Help You?

An experienced attorney provides legal strategy, negotiation leverage, and peace of mind. Bicycle accident cases involve nuances, including traffic laws, shared fault rules, and insurance claim complexities.

Here’s how we help:

  • Investigate thoroughly: We gather crash evidence, interview witnesses, and analyze accident reports to establish liability and strengthen your case.
  • Coordinate with medical experts to determine the current impact of your injuries and any long-term effects.
  • Communicate with insurers to protect your rights and prevent lowball offers from derailing your recovery.
  • Negotiate fair compensation based on the full extent of your physical, emotional, and financial damages, or pursue trial when negotiations fail.
  • Provide updates and guidance throughout your claim to keep you informed, empowered, and confident every step of the way.

We also recognize that Colorado’s comparative negligence laws can impact the outcome of your claim. If you’re found partially at fault, your compensation may be reduced. We ensure all aspects of your case are presented in the most favorable light.

Speak With a Bicycle Accident Attorney Today

Injuries from a bicycle accident can change your life in an instant. Fang Accident Lawyers is ready to fight for your rights and pursue the compensation you deserve. With experience, dedication, and deep knowledge of Colorado law, we are committed to helping you recover fully.

Call us today at 720-379-6363 to schedule a free consultation with a bicycle accident attorney. There’s no obligation, just the answers and guidance you need to move forward.

Remington W. Fang

A Colorado Springs native with a lifelong passion for standing up to bullies, Remington fights for the injured against corporations that put profit over people. Raised in a family devoted to service and healing, he brings compassion and grit to every case.

A graduate of the University of Northern Colorado and the University of Arkansas School of Law, Remington has recovered millions for clients with Fang Accident Lawyers. He believes no injury should silence the human spirit — and he won’t stop fighting until justice is served.

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This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. It was approved by Remington W. Fang, our Founding Partner, who brings over 10 years of experience as a personal injury attorney.