Uninsured and underinsured motorist claims are typically necessary when your car accident involves significant injuries and damages that exceed the driver’s policy limits. They are also necessary if you are in an accident caused by an uninsured driver. A Colorado Springs underinsured driver accident lawyer at The Fang Law Firm knows that collecting compensation from your own insurance company may be more challenging than you expect, especially when you are not represented by an underinsured driver accident attorney.
Our Colorado Springs underinsured driver accident attorneys believe in hands-on case management, and they will take the time to meet with you in person or over the phone to discuss your case. We limit the number of cases that we accept because our attorneys want to provide undivided attention to all of our cases and clients.
Our law firm was formed by car accident attorneys in Colorado Springs who had the common goal of providing superior legal services to our clients. Our cases are not handed off to legal assistants and paralegals because we believe that the best client experiences come from direct communication with the attorney who has been entrusted with their case.
We deal with insurance companies in almost every personal injury case that we take on. We are familiar with their procedures and tactics, and our attorneys know how to negotiate with insurance adjusters and defense attorneys effectively.
Automobile owners must carry insurance policies that meet the minimum coverage required by Colorado law. In most car accident cases, the at-fault driver’s coverage will be enough to compensate injured claimants for their injuries and property damage. Sometimes, however, losses may be greater than the at-fault driver’s policy limits, leaving claimants under-compensated for their injuries and damages. If the other driver’s coverage is not enough to cover your losses, you may need to turn to your own insurance company for compensation.
The at-fault driver’s insurance company may offer to settle your claim, but you should speak with your own insurance company, preferably with an attorney, before accepting any settlement offers. If you accept a settlement without seeking approval from your insurance company, you may lose your right to file a claim for additional motorist coverage under an underinsured motorist claim with your own insurance company.
You may think that collecting compensation from your insurance company for an uninsured or underinsured claim would be an easier process, but it does not matter whether it is your insurance or another driver’s because all insurance companies operate with the same end goal. They want to save money by paying as little as possible for your claim.
At The Fang Law Firm, our Colorado Springs underinsured car accident lawyers understand how difficult it is for injured claimants to secure the compensation that they deserve from their own insurance company. Our personal injury attorneys in Colorado Springs have represented injured parties in insurance matters for more than ten years, and we know that these companies will go to great lengths to avoid paying full and fair compensation to claimants.
Insureds pay their policy premiums, and we believe that insurance companies should hold up their end by providing the agreed-upon motorist coverage. Our attorneys will carefully go over all of your losses to calculate the total value of your claim. They will negotiate with your insurance company to make sure that any settlement offer that you accept will fully and fairly cover your losses. Contact us today to learn more about your specific uninsured motorist accident claim.